FatSecret.com

Jan 7, 2010 Author: LC | Filed under: Health & Fitness

What I’ve noticed about this site is that so many of it’s members fall off the dieting bandwagon, and start fresh the next day, next week or even next month.

I’ve learned that yes, mistakes happen, but instead of delaying my ability to progress, after I make the mistake, I have to immediately go back on track. Dieting and fitness takes self-discipline. I’m only shortchaning myself if I don’t stay focused.

From some of the journal entries that I’ve read… they are filled with self-sabotaging thoughts like, It was a (insert occasion here), I’ll just make up for it later, or I don’t feel like exercising today, I’m too tired.. With health and fitness, especially if you’re trying to acheive a goal… you HAVE TO DO THE THINGS YOU DON’T WANT TO DO and exercise self control. It’s just asking for failure.

Then… there is the lack of self-motivation. No one can finish this marathon but yourself. I take a few minutes throughout the day to remind myself why I will keep the weight off this time.

I know I’m being very critical of other people’s journies, but I’m thankful that they are setting an example of what I shouldn’t be doing. I’ve struggled to keep this the little weight I have kept off, and it will be an on going struggle. I’m glad that I have a very positive outlook and I am very thankful that I’ve picked up the Beck Diet.

I really hope that someday, my journey will inspire others. Better yet, I hope more people take this dieting approach the same way I am!

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So, yesterday wasn’t so great for me. Although I bought lunch, out of boredom, I bought bacon cheese fries. Was I hungry? No… Did I enjoy them? Yes… Did I feel terribly guilty and sluggish afterwards? Yes!! Because of this, I decided to force myself to log my food into Fat Secret before I make the decision to eat it. It’s the only way I can keep track of calories and make decisions about the food I’m about to eat.

I checked out a book at the library called The Complete Beck Diet after reading a review from Jen of priorfatgirl.com. It’s not actually a diet book (provides some recipes) but a cognitive therapy approach to weight loss. Basically, choose the nutritional diet of your choice, eat things you like in moderation, and be conscious of your eating habits. The book goes into accountability and planning. I think if I follow this “diet” I will be able to maintain some weight loss. I’m quite excited.

I didn’t go to the gym yesterday as I had hoped. I fell asleep first thing when I got home. Today, I was about to go to the gym, and realized my headphones were at the office [[RAWWRRRR]]. The 2009 me would have thought, “It happened for a reason. Tomorrow is another day.” But, taking in what I’ve learned from the Beck Diet, everyone makes mistakes. Instead of delaying a mistake, be proactive and keep going if you mess up. So, I went onto Time Warner’s On Demand Exercise TV station, and chose 2 pilates work outs (total 30 mins) and 1 yoga work out (10 mins). Granted, the calorie burn isn’t as much as me hitting the weights and the elliptical, but at least I got the  ball rolling. I’m really proud of myself.

Hopefully, sometime this week, I’ll post a before picture with some measurements.

Anyhow online world, have a wonderful night!

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Financial Goals for 2010

Jan 2, 2010 Author: LC | Filed under: Blogging, Money & Personal Finance
One of my goals is to decrease debt and increase my net value. I’ve worked on decreasing the debt by signing up for a debt management plan last year. I was never late on payments, but I always made the minimum payment, and the balances were never shrinking. I maxed out my credit cards after I got out my car accident (no health insurance at the time), and holding these balances is a daily reminder of how I almost lost my life. The sooner I get rid of it, the better off I’ll be. So far. on my DMP (debt management plan) I’ve saved over $2000 in interest – and after I charted my progress with my liabilities, I can see that I’m slowly but surely going to get out of debt before I’m 30.

2009 was definitely my year of feeling financially helpless. I supported myself and my mom, and my barely made it by paycheck to paycheck. I had my first overdraft fee ever! I am thankful I started the DMP to manage help manage my finances, but I need to do more. I still owe James money (ugh!) and Lisa and Shyla… (ughhhhhhhh.. I hate owing money to people).

My Final Situation as of 12/31/09

Creditor Balance APR Monthly Payoff M Payoff/Years
Capital One $ 105.51 15.90% $30.00 3.63 0.3
years
Household Bank $ 114.51 9.00% $15.00 7.89 0.66
years
Target $ 204.73 0.00% $10.00 20.47 1.71
years
Franklin Capital $ 5,451.28 12.45% $263.00 23.46 1.95
years
Citi Financial $ 604.98 27.07% $25.71 33.92 2.83
years
Addison Avenue $ 1,354.02 12.99% $45.50 36.11 3.01
years
Chase $ 375.24 10.00% $11.00 40.30 3.36
years
Citi Card $ 2,986.67 9.90% $85.00 41.66 3.47
years
HSBC $ 2,193.28 9.00% $61.00 42.06 3.5
years
Best Buy $1,693.98 9.00% $46.00 43.26 3.6
years
Wells Fargo $ 2,229.94 7.30% $57.00 44.81 3.73
years
Worldmark $ 8,174.12 13.00% $152.89 80.33 6.69
years
Liabilties $25,488.26
HSBC Savings $ 0.15 1.35% Net Worth $(25,036.54)
Car Account $ -
1.35%
IRA Sweep $ -
1.35%
E*Trade Roth $ 7.71
E*Trade Trad $ 17.31
401K $ 426.55
323.62
Assets $ 451.72
I had a rough start with January. I spent WAY too much money on NYE.. and now after rent and all the bills… I’m stretching $130!  EEk!
I’m going to start budgeting my money.. I have to. Although I have a rough patch, I did start one goal I know I’ll stick to. I finally started my E-Fund (emergency fund). Each paycheck, I’m depositing $105 [at least] making it a total of $2500 this year. I closed my HSBC online account of 1.35 APY for Ally Bank for 1.50 APY…
It’s a beginning.. and I’m glad I’m starting somewhere.
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New Year, New Resolutions

Jan 1, 2010 Author: LC | Filed under: Blogging

Happy 2010!!

Things I want to work on this year:

  1. Actively budget my $
  2. Finally start my E-Fund by depositing at least $105 each paycheck.
  3. Find other modes of income – preferably passive income
  4. Go to the gym at least 5 times a week
  5. Drink 8 glasses of water a day
  6. Blog more
  7. Bring my lunch to work at least 3 times a week
  8. Finish reading at least one book
  9. Go to church on Sundays
  10. Find a new hobbie

I think these goals will be easy to obtain… let’s all pray it works out! I’ll have a progress check in 3 months!

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A Decade in Review

Dec 31, 2009 Author: LC | Filed under: Blogging

2000 – 15 – The moment I realized I could hustle men pnline because I was cute, Asian, thin and busty… lots of trouble and blackmail to ensue. The start of really bad karma… Moved in with Mom and sis as pop’s health was deteriorating… Rang in the NYEs at Together As One – still raving sober.

2001 – 16 – Nothing sweet about being 16. Became obsessed with things to preoccupy my thoughts so I wouldn’t have to deal with anxiety of dad being ill… the obsession? Food and exercise. 800 calories a day max, ran 4 miles a day, swam 250 yards + 100s of sit ups, crunches and weights – hit rock bottom & landed myself in the emergency room. Rang in the NYEs at Together As One – still raving sober.

2002 – 17 – Had an official boyfriend that I literally only saw 4 times out of the 4 months we dated. Hustled more money, and became the “it” forum gf. Couldn’t find a gamer or raver forum without my pictured plastered everywhere. Annual salary of being someone’s online GF? 15K for chatting, and never once ever speaking on the phone or meeting these men. Oh the times before Facebook and Myspace! This year, rang in the New Year at Disneyland… it was a good at idea before we went… terrible after we went. Too many people and crying kids!

2003 – 18 – Got tired of my life and checked out to Maui. Then, I ran out of money, sucked up my pride, and called my mom to ask her to take me home. Barely made it through school, most of my friends bailed out on me when I needed them the most, and dad passes on Graduation. Officially depressed, hello drugs and many other health problems!

2003-2004 - 19 – Sean P Jacobs. The beginning of a very long relationship with someone who would become by best friend and confidant – the nerdy power couple chapter of my life begins. I sobered up & things were looking up.

2005 – 19 – still with Sean. The weight gain begins (ugh) – still sober – No more hustling $$ – Survived a car accident to end all car accidents… the huge ball of debt begins. 

2006 – 21 Nothing new. Still with Sean, but the realization that we were just friends instead of bf/gf becomes very, very apparent.

2007 – 22 Finally get an answer regarding my car accident… I get no money although I was fully covered and the accident was not my fault… total medical costs $30K!! Maxed out every credit card I owned to pay for the Dr. EFF! This year, the geeky adventure with Sean ends as bf/gf. Very cordial break up, and we still remain friends.

2008 – 23 – The James chapter begins. It was fun at first, but it became stagnant, boring and stressful. We were good friends, but a terrible couple. Sean’s new love obsessively stalks me in every internet avenue available, and did not seem to understand the just friends concept… or that my personal belief of when it’s over, it’s really over, and I will never want to relive that chapter of my life.

2009 – 24 – The James chapter ends and the interesting chapter of Dwele starts. Lots of car trouble, lots of money trouble… but I’ve managed to get this far and I haven’t fallen apart yet.

2010??

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Evolution of Ducks…

Dec 26, 2009 Author: LC | Filed under: Animals & Pets

Ducks peens can adapt to anything… whoa … this video is not for the faint of heart!

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It’s Pho-king amazing!

Dec 24, 2009 Author: LC | Filed under: Art, Blogging, Food & Dining

Pho bowl set by Omid Sadri I’m a big fan of Yanko Design. The site is filled with creative, beatiful and practical pieces of art. Designs can be  submitted by visitors of the site, and I believe there are resident designers as well…

Anyhow, today I came across their article What the PhoI love pho! It’s one of those dishes I can eat just about every day. It’s a traditional Vietnamese dish with white rice noodles, beef or chicken soup, and a plethera of tasty meat, served along side with basil, scallions, and bean sprouts.

I’m digressing again… well, Omid Sadri created this ingenius bowl set for pho. The large bowl at the bottom is for the pho, the middle bowl is for the herbs and bean sprouts and the very top most part for lime… I personally would put the limes with the herbs and use it as a dipping sauce bowl…. but either way… It’s amazingly functional and space saving! (My favorite things about anything I’m about to purchase).  It even includes a space for chop sticks and your soup spoon! Wow!

I don’t believe this set is available for purchase yet, but you can contact sadri.omid@gmail.com for more details!

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So true….

Dec 23, 2009 Author: LC | Filed under: Blogging

Sometimes, someone can mean so much to you, and not even the truth can change your mind.

(From one of my feeds, don’t remember which one)

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FAIL!

Dec 20, 2009 Author: LC | Filed under: Blogging, Sex
Sex Ed FAIL!

http://failblog.org/2009/12/20/sex-ed-fail-3

see more Epic Fails

First… how does she think babies are made? Secondly, one of my boyfriends? I’m lead to believe she’s probably ten!! Lastly, why wouldn’t you believe your mother, she had you! And if you didn’t believe her about how people get pregnant, why didn’t you ask her how else people get pregnant!

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Weather I can understand

Dec 19, 2009 Author: LC | Filed under: Blogging
Star Wars Weather

Star Wars Weather

Star Wars fans…. finally, weather news we can all finally understand!

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